I'm quite the DIY'er. In this context, by DIY'er I mean, I do my own taxes, I figure out legal stuff on my own. I'm just an all around competent person.
And even I don't read terms of service agreements for even fairly important products.
On the one hand, you have the slight chance that something will go legally wrong. On the other hand, you have the literal hours and days I'd waste reading every agreement and doing the research to understand the implications of what they said along with just a bare understanding of the legalese used within.
I understand the point of terms of service. They're necessary. But I also don't think the structure or paradigm of a legal system that makes a document necessary that no one is going to read is very useful.
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